Haven for Healing Exchange Network uses a structured Credit Tier System to promote fairness, consistency, and transparency when members exchange services. Credit tiers recognize that not all services require the same level of preparation, training, experience, responsibility, licensing, equipment, or expertise. While every member's time and contribution are valued, the credit tier helps reflect the nature of the service being provided and not the worth of the individual providing it.

When creating a service listing, members self-designate the credit tier that best represents the service they are offering. Members should consider factors such as:

• The level of skill, knowledge, or expertise required.

• Years of experience or specialized training.

• Professional licensing, certification, or education.

• The amount of preparation, planning, or coordination involved.

• Specialized tools, equipment, or materials needed.

• The level of responsibility, liability, or decision-making associated with the service.

• The complexity of the service being performed.

Many members may offer services in more than one tier. For example, a licensed therapist may provide transportation or yard work as a Tier 1 service or teach a wellness workshop as a Tier 2 service and provide professional consultation as a Tier 5 service. The tier applies to the specific service being exchanged not to the member themselves.

Credit tiers are intended as a guideline to support equitable exchanges rather than rigid pricing. Members are encouraged to communicate openly and reach mutual agreement before an exchange begins. The goal is to create a balanced, respectful system that recognizes the many different ways people contribute while ensuring Service Credits remain meaningful, consistent, and sustainable throughout the Exchange Network.

Most importantly, credit tiers are designed to honor every contribution. Whether someone offers companionship, household assistance, skilled craftsmanship, professional expertise, or specialized consultation, because each service plays an important role in strengthening the community.

Every member has something of value to contribute, and every contribution helps build a more connected, resilient, and supportive network.

Understanding Credit Tiers